The four stages of the business cycle are familiar to those starting or running a business. However, all too often it is the simple things that make the greatest difference and are often overlooked, which is why it is important to have a thorough understanding of the needs of the business at each phase and the different challenges that can arise.

Precious time passes by quickly, compounded by the difficulty of creating an authentic exit strategy. A clear vision built on certainty, which could help to reduce tax along the journey, is normally a missing piece of the jigsaw. We understand the different challenges you face on the way to growth and exit.

At McGarvey Jones Financial Planning our aim is to help you plan your navigation through each challenge before they arise thereby saving you both time and money.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James’s Place and are not regulated by the Financial Conduct Authority.